--- title: "Lower Health Insurance Premiums: How Will It Affect You?" description: "Lower Health Insurance Premiums: How Will It Affect You?" --- [![Goosman Lawfirm](https://blog.goosmannlaw.com/hs-fs/hubfs/Goosmannlaw%20October2017/images/Goosmann_Law_Firm_logo_4C-white.png?width=1250&name=Goosmann_Law_Firm_logo_4C-white.png "Goosman Lawfirm")](http://goosmannlaw.com/) - [COVID-19 Toolbox](https://goosmannlaw.com/covid-19-resource-toolbox/) - Our Team - [Attorneys](https://goosmannlaw.com/attorneys/) - [Non-Attorney Staff](https://http://goosmannlaw.com/non-attorney-staff/) - Practices & Industries - [Practices](https://goosmannlaw.com/practices/) - [Banking & Finance](https://goosmannlaw.com/banking-finance/) - [Bankruptcy, Restructuring & Workouts](https://goosmannlaw.com/bankruptcy-restructuring-workouts/) - [Business](https://goosmannlaw.com/business/) - [Divorce & Family Law](https://goosmannlaw.com/divorce-family-law/) - [Employment](https://goosmannlaw.com/employment-law/) - [Environmental, Health & Safety](https://goosmannlaw.com/health-safety/) - 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The New York Times[highlights](http://www.nytimes.com/2013/09/23/health/lower-health-insurance-premiums-to-come-at-cost-of-fewer-choices.html?ref=politics&_r=0) a consequence of the imperative to lower health insurance premiums under the Affordable Care Act: Insurance providers are lowering premiums by restricting provider networks. Those insured in health care exchanges will see smaller hospital and clinic networks. The health care providers, in turn, will see smaller payments for their work than they receive from traditional insurance. The limited options for the insured will become a hardship for patients in some states, who will have to drive 30-60 minutes to obtain care. Meanwhile, the House and Senate are expected to continue the fight to defund the government over the health care law. 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