September 30, 2013. When it comes to business disputes, construction lawsuits can trigger seemingly countless insurance-related issues. For example, were the alleged damages caused by an “occurrence” as defined in the contractor’s insurance policy? If so, did the damages begin and/or end during different years, thereby triggering multiple insurance policies? In addition, did the damages at issue stem from more than one “occurrence,” thereby potentially leading to an increase in applicable policy limits? These insurance coverage questions arise frequently in construction lawsuits.

In addition, when it comes to construction disputes, the “exclusions” found in a contractor’s insurance policy can be critical. For example, some standard Commercial General Liability (CGL) policies exclude coverage for damages stemming from the insured’s errors or mistakes of a professional nature (e.g., damages which would likely be covered by an Errors & Omissions or other malpractice-type insurance policy). In addition, CGL policies typically exclude coverage for damage to “your work” or “your product.” If you find yourself in a complex construction dispute, make sure you have competent counsel analyzing relevant insurance coverage issues. Click here for more information regarding Goosmann Law Firm’s construction practice, email info@goosmannlaw.com or call 712.226.4000.

Subscribe Our Blog

DISCLAIMER: The information in this blog post (“post”) is provided for general informational purposes only, and may not reflect the current law in your jurisdiction. By visiting this website, blog, or post you understand that there is no attorney client relationship between you and the Goosmann Law Firm attorneys and website publisher. No information contained in this post should be construed as legal advice from Goosmann Law Firm, PLC, or the individual author, nor is it intended to be a substitute for legal counsel on any subject matter. No reader of this post should act or refrain from acting on the basis of any information included in, or accessible through, this Post without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction.